2. Common Warts. Common skin warts caused by HPV are typically found on the fingers, hands and elbows. They may not be painful or itchy but tend to be conspicuous and rough-looking, thus making people very conscious of them. Since they are so exposed and uncovered, common warts are more prone to injury and bleeding as well. It is important to remember that removal of warts does not necessarily treat the virus itself – thus, getting these unsightly warts does not undo the possibility of their recurrence.